The MyBalanceNow portal is an excellent tool to keep informed about your balance once you register. You must sign in to the official MyBalanceNow website in order to check your card balance. The portal provides access to your account details and allows you to conduct a variety of transactions as well as to monitor your transactions history regularly.


You may reference this article if you are new to MyBalanceNow and experiencing difficulties accessing your account. It contains answers to the most frequently asked questions related to MyBalanceNow. 

MyBalanceNow – Frequently Asked Questions

Do merchants have the right to charge me more than what I signed on my receipt?

There are times when preauthorization is necessary. The practice involves merchants sending a transaction with a higher purchase price than the transaction actually included. Usually, this happens at the gas pump or at a restaurant. Restaurants typically include 20% of the total bill as a tip. For a $60 purchase, the restaurant will typically charge the customer $72 to cover the tip. In most cases, the merchant completes the transaction within 10 business days of approval and holding the $72.

How reliable is the customer support at MyBalanceNow?

MyBalanceNow’s customer support team is one of the most efficient in the industry since Target is a major retailer in the United States. You can contact the team at 1-800-698-4952, a toll-free number.

What is the procedure for disputing Card transactions?

You can contact our customer service team IMMEDIATELY at 1-800-698-4952 if you believe your Card has been used unauthorizedly or if you believe there has been an error with your Card. Unless you raise a dispute, it is assumed that you have authorized the transaction.

What should I do when choosing a PIN?

You can select any 4-digit PIN code for your card by simply choosing a 4-digit PIN code. Each card accepts only one PIN, but you can choose which one you want. In future transactions, you’ll enter the same PIN code each time.